What an exciting and terrifying experience it is to buy a house. People tell you that, but until you live through it, you just don’t understand. The chaos of the last week has been surreal.
We have been looking but assumed that because we are picky people, it would take a while to find a house. Enter fate, signs from the universe, etc.
Husband saw the house on a Wednesday. If he didn’t have a wife, he would have bought it that day. Like most people, but unlike my bartender husband, I work during the day. So now what? I ask everyone I know a million questions about buying a house. One friend said that his wife went and did the financials on her own. Score!
Husband, you’re up, go get the pre-qualification letter from the bank. This was Friday, I have still not seen the house. Cautiously optimistic, I go to the house on Saturday. Husband was right, I love it.
But Dad needs to see it since he is, after all, the best contractor I know. Our amazing real estate agent gets me back in Sunday with Dad. Our offer was in by Monday, ratified by Tuesday and the mortgage locked Thursday. And that’s how quickly I committed to spending more money than I can ever imagine and staying in one place for more than a year.
On top of all of that is the fear in the back of my mind that the deal might fall through at any given moment for a number of reasons. Here’s hoping we accurately read the signs from the universe and signed in all the right places.
I have performed more legal work for myself in the last week than I have since becoming a lawyer. Despite being familiar with the standard Maryland Residential Real Estate Contract, I read almost every word of the contract. It took me over an hour.
“This is all you, lawyer,” Husband says.
Not to mention the vast array of documents and ancillary contracts that get signed. This is literally what I do every day and it was still overwhelming to me. It’s my name on that document and my obligation to pay. I can’t imagine being a lay homebuyer. I would have had to hire a lawyer just to get through the first page.
That’s why I now have a greater appreciation for my clients who are in similar shoes, reading a foreign language that totally impacts your life without fully understanding it and praying that it all works out. Thankfully, they have reached out to someone who can help guide them, like I did with every friend I have encountered in the last week who has purchased a house.
The moral of the story, don’t be afraid to ask for help!
Post your funny home buying stories below. I would love to hear them (and/or be prepared for the worst).