Gary S. Williams: In planning a trust, put your trust in trustees 
BY: Gary S. Williams
POSTED: May 13, 2012
Tags: estate, financial planning, Gary S. Williams, trust, trustee, will
By its very nature, a trust must work best just when its creator cannot act. Your trust may be carefully designed to address all the concerns you can identify. But no matter how well you and your financial and legal advisors have analyzed potential contingencies, the best-laid plans could be derailed by unforeseen circumstances. And [...]
Earl Adams: Special session should pass P-3 legislation 
BY: Earl Adams
POSTED: May 10, 2012
Tags: Annapolis, Earl Adams, General Assembly, Government, maryland, Maryland Interagency Committee on School Construction, p-3 legislation, special legislation, special session, transportation
Several important issues were left unresolved at the end of the 2012 General Assembly session, and it is unfortunate that the governor’s public-private partnership (P-3) bill was one of them. But now the assembly is preparing to convene in a special session Monday to complete unfinished work on the state budget, and it seems likely [...]
Laslo Boyd: The art and science of commencement addresses 
BY: Laslo Boyd
POSTED: May 10, 2012
Tags: art, Bowles-Simpson Commission, college, commencement address, graduation, Laslo Boyd, university of north carolina
Last Saturday I attended my daughter’s graduation at the University of North Carolina at Asheville. The sun was shining brightly as we made our way along with hundreds of family and friends of the soon-to-be-alums to the quad where the ceremony was scheduled for 9 a.m. In addition to being thrilled that my daughter had [...]
Robert Nusgart: Don’t try to time market on your refinance 
BY: Robert Nusgart
POSTED: May 10, 2012
Tags: bank, borrow, Economy, federal housing authority, fha, finance, harp, Home Affordable Refinance Program, mortgage, Pending Home Sales Index, rate, Real Estate, Robert Nusgart
Did you notice that mortgage rates once again are moving lower? Rates for a 30-year fixed is now easily below 4 percent, and adjustable rates for a five-year ARM are close to 3 percent. So even if you refinanced a year ago, it is highly possible to refinance again and ask your lender to structure [...]
Gene Policinski: Tough calls – To print or not to print 
BY: Gene Policinski
POSTED: May 10, 2012
Tags: cia, gene policinski, inside the first amendment, watchdog
Journalists are in the business of telling the news, not hiding it. But there are times — very few times, despite conspiracy-and-bias claims fueled by a media-criticism cottage industry — when news organizations do decide to hold the news that they know. These instances are rare enough that when they happen, it’s news in itself. [...]
Editorial: Super deal for Superblock
BY: Daily Record Staff
POSTED: May 10, 2012
Tags: baltimore development corp., city council, david h. hillman, developer, Editorial, mayor stephanie rawlings-blake, pilot, superblock, Taxes
Let’s see now — what kind of a deal will it take to break a 10-year logjam and finally build something on the Superblock site in Baltimore? For starters, let’s give the developers another extension — eight months this time. The last extension was for six months, but time flies when you’re lining up a [...]
Editorial Advisory Board: Legislature, not court, should decide pit-bull liability 
BY: Editorial Advisory Board
POSTED: May 8, 2012
Tags: attack, Court of Appeals, dog, humane society, Law, liability, maryland, pit bull, restrictions
If the Humane Society has its way, the battle over pit-bull liability is headed for the General Assembly. In our view, that’s where the issue should be decided, if not during the special session then in the ordinary course of business. Last month’s holding by the Maryland Court of Appeals that a particular type of [...]
C. Fraser Smith: Nothing succeeds like a 17-inning success 
BY: C. Fraser Smith
POSTED: May 8, 2012
Tags: Baltimore, baseball, C. Fraser Smith, major league, Orioles, Sports

It was historic. Something happened. In a baseball game. That 17-inning game between the O’s and the Red Sox at Fenway Park Sunday was a primer on baseball, which is the sublime essence of deferred gratification. This game made soccer look like NASCAR. It made Bobby Fischer vs. Boris Spassky look like Federer vs. Nadal. [...]
Bookworm: Common sense tips to landing that dream job 
BY: Terri Schlichenmeyer
POSTED: May 7, 2012
Tags: bookworm, Business, I Got My Dream Job and So Can You, pete leibman, review

So what are you going to do after college? That’s the question that’s irritated you for the better part of eight months. Everybody’s been asking you, and if you knew, you’d tell them. The thought of taking a job just to have a job makes you feel awful. You can’t imagine getting up Monday through [...]
Joe Surkiewicz: The changing face of civil legal need in P.G. County 
BY: Joe Surkiewicz
POSTED: May 6, 2012
Tags: civil, Community Legal Services, Joe Surkiewicz, legal, maryland, need, Prince George's County, prince george's county circuit court, Self-Representation Family Law Clinic
Starting in 2008, the face of low-income clients in Prince George’s County desperate for free civil legal services took a dramatic turn. Family law clients took a back seat to people under the threat of losing their homes to foreclosure. “I never thought we’d be in the mortgage foreclosure business,” said Neal Conway, executive director [...]






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