On the Move, 1/19: Ratti to manage new Embrace Home Loans office in Towson

David Ratti

Embrace Home Loans has opened an office in Towson with David Ratti as its branch manager. Ratti previously worked at Bank of America Home Loans. He is a former chairman of the Greater Baltimore Board of Realtors’ Finance & Education Committees, and a current member of the Home Builders Association of Maryland’s Finance Committee. Also on the staff are Senior Loan Officer Debbie Keyes, and Loan Officers Michael Ciresi and Michael Adamez. Embrace Home Loans also has regional offices in Rockville, Frederick, Annapolis and Waldorf.


Credit Unions

Sharonne Bonardi, director of the Compliance Division for the Comptroller of Maryland, has joined the board of directors of SECU. Bonardi has been assistant director of the Compliance Division, manager/assistant manager of the Hearings and Appeals Section and an administrative law judge with the Office of Administrative Hearings. She has a Juris Doctorate from the University of Maryland, an MBA from Johns Hopkins University, and a bachelor’s degree from Trinity University. Also, John W. Dorsey, a SECU board member since 1975 and past chairman of the board, has retired. Dorsey was a professor of economics and vice chancellor at the University of Maryland, College Park, and chancellor of the University of Maryland, Baltimore County.



James Posey Associates, a Baltimore-based mechanical and electrical engineering firm, has endowed a permanent new scholarship fund. The fund will be administered by the Engineering Society of Baltimore Education Foundation with a goal of awarding $2,000 annually to a deserving student from the Baltimore area who is enrolled in an ABET-accredited engineering program, with a preference for students majoring in mechanical or electrical engineering. The first scholarship recipient will be announced this year.

Health Care

The University of Maryland Medical Center in Baltimore has again been ranked by the Leapfrog Group as a top hospital for patient safety and quality of care. The hospital is one of only two in the United States to make this list every year since its inception six years ago. The Leapfrog Group Annual Top Hospital List provides a public comparison of hospitals on key issues, including patient-care outcomes, use of best practices, patient safety initiatives and measures of efficiency. The medical center is the flagship hospital of the University of Maryland Medical System.

Deloris Simpson Tuggle has been named vice president of human resources and organizational development/chief human resources officer of the GBMC HealthCare System. She previously was senior director of human resources and interim senior vice president of human resources for the Dana-Farber Cancer Institute in Boston, which is affiliated with Harvard Medical School. Tuggle also served in human resources roles with the May Institute in Randolph, Mass., Lifespan Healthcare Systems in Providence, R.I. and Trans World Airlines. She also was a program manager with the Housing Services Co. in Boston. Tuggle is on the board of Benjamin Healthcare Associates, and previously was co-chair of the Diversity Committee for the Northeast Human Resources Association and an elected official with the Town of Canton Housing Authority in Massachusetts.

Real Estate

Morgan C. Gilligan has been named vice president, business development officer of the Mid-Atlantic region by Stewart Title Co. Gilligan, whose office will be in Towson, previously served as vice president, marketing and business development of Craftsman Developers. He serves on the board of the Urban Land Institute and the Baltimore City Mayor’s Leadership Advisory Board. Gilligan has a bachelor’s degree from Mt. St. Mary’s College.

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