Real property — Foreclosure sale — Exceptions
This case arises out of a foreclosure proceeding initiated in the Circuit Court for Prince George’s County by substitute trustees Kristine D. Brown, William M. Savage, and Gregory N. Britto (collectively, the “Substitute Trustees”), appellees. In the foreclosure proceeding, the Substitute Trustees foreclosed on real property located at 2202 Dunrobin Drive, Bowie, Maryland 20721 (“the Property”) owned by mortgagor Foday David Kamara (“Kamara”), appellant. The foreclosing lender, HSBC Bank USA (“HSBC”), appellee, purchased the Property at public auction.
Following the foreclosure sale, but before the ratification of the sale, Kamara filed a third-party complaint against HSBC seeking damages and a declaratory judgment. Kamara’s third-party complaint was later dismissed. Upon the dismissal of Kamara’s third-party complaint, the circuit court ratified the foreclosure sale and granted HSBC’s motion for judgment awarding possession.