In response to Gov. Larry Hogan’s declaration of a state of emergency in Howard County following last weekend’s flooding in Ellicott City, Insurance Commissioner Al Redmer Jr. has issued temporary regulations to accommodate flood victims.
Redmer is asking insurance companies to provide accommodations or grace periods for affected policyholders. The temporary regulation is to help victims avoid cancellations for personal automobile insurance, homeowners insurance and other personal lines of insurance, commercial or life and health insurance, the Maryland Insurance Administration said Wednesday in a press release.
Redmer also lifted temporary insurance restrictions on when prescription medications can be refilled at pharmacies for Ellicott City residents who may have lost any medication in the flood. The commissioner has also temporarily lifted restrictions on the replacement of durable medical equipment or supplies, eyeglasses and dentures for policyholders in the Howard County Zip codes of 21041, 21042 and 21043, the agency said.
The emergency regulation only applies to health insurance plans regulated by the Maryland Insurance Administration. Federal plans, including Medicare and Tricare, as well as self-insured employee plans and Medicaid, are not affected by this emergency action.
The regulations will be in place until the state of emergency is lifted.