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GEICO GENERAL INSURANCE CO. v. ANDREA BARNES-SIMMONS, et al (access required)

Insurance law -- Automobile coverage -- Owned-but-otherwise-insured exception The facts of this case are stipulated. Appellees, Andrea Barnes-Simmons and her husband, Antoine Simmons owned two cars: a 2002 Mercury Mountaineer, insured by State Farm with uninsured/underinsured (UM/UIM) limits of $50,000, and a 2004 Mitsubishi Galant, insured by Appellant, GEICO with UM/UIM limits of $100,000. While driving ...