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Md. law gives debtors private right of action, high court says

Alleged victims of unlicensed or unruly debt collectors can pursue lawsuits against them and need not rely on state regulators to vindicate their rights, Maryland’s top court unanimously ruled Monday. The Maryland Consumer Debt Collection Act (MCDCA) and the Maryland Collection Agency Licensing Act (MCALA) “unmistakably and unambiguously” permit lawsuits against entities that “knowingly and willfully” ...

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