FEATURED MOVER | Tonia Niedzialkowski, Point Breeze Credit Union

Tonia Niedzialkowski was named executive vice president/chief operating officer at Point Breeze Credit Union.

Niedzialkowski, a 29-year industry veteran who has spent the past 25 years at Point Breeze, previously served as senior vice president/chief financial officer and as chief of information technology.

In her new role, Niedzialkowski will assume the day-to-day, operational responsibilities for directing the Point Breeze senior management team. She will also oversee all aspects of operations within Point Breeze, including member services, operations, human resources, lending and marketing.


Tonia Niedzialkowski, executive vice president/chief operating officer at Point Breeze Credit Union.


Resides in:

Bel Air


Bachelor of Arts in finance, minor in art; Certified Public Accountant

If you had not chosen banking as a profession, what profession would you choose and why?

I would have been a fashion/interior designer.  I love creating with color, texture and pattern.

Recent vacation:

Spring Break at Disney World in Orlando, Florida.

When I want to relax, I … :

Go to the beach (Ocean City) with my family.  I also play the piano, draw, sew, crochet, knit and do yoga to relax.

Favorite book, band and guilty pleasure:

I love all of Jane Austen’s books.  My favorite band is The Beatles.  My guilty pleasure is going to see the latest superhero movie with my son and husband.

Favorite quotation: 

“Let us realize that: the privilege to work is a gift, the power to work is a blessing, the love of work is success!”  — David O. McKay





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