Commercial Relationship Manager
On a recent summer afternoon, Barry Cronin was able to help a small business navigate the Small Business Administration’s Paycheck Protection Program application. The business had just a handful of employees, but the loan would allow them the opportunity to bring them back onto their payroll.
This business was just one of many the Franklin & Marshall College graduate has helped during the COVID-19 pandemic as federal regulations and guidelines change constantly.
“Customers have so many questions on how to apply, what does the forgiveness period mean, how to calculate the amount of the loan, should they get the loan in the first place,” he said. “To act in an advisory capacity in that way has been really rewarding for the last few months. … I know that financial language. Loans and the banking industry is a little daunting to people. I think the work I do and the service I give makes people sleep a little better at night knowing that they have someone good behind them fighting for them.”
Cronin was first drawn to banking because his father was in the industry. His banking career began in 2007 when he applied for a bank teller position at 1st Mariner Bank. During the next 11 years, he worked his way up through the bank including positions as a mortgage loan operations specialist, sales specialist, operations manager and relationship administrator.
As 1st Mariner’s merger with Howard Bank took place in 2018, Cronin was named portfolio manager and promoted a year later to his current position as commercial relationship manager.
“I believe there is something new to learn every day,” he said. “… Every day, I try and reflect on my growth as an individual, my work and my relationships and what I can do to be a better person and community member.”
A board member for Live Baltimore, Cronin also participates in Howard Bank’s Volunteer Time Off program with his hours being used at the Maryland Food Bank and the Parks and People Foundation. “I am getting more out of the volunteer work that I do than what I am giving,” he said.