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No. 14: Mary Ann Scully


scully-mary-annMary Ann Scully never backs down from a big challenge.

The CEO and chairperson of Howard Bank already had a 30-year career in banking with First National Bank (eventually Allfirst and now M&T Bank) when she co-founded Howard Bank in 2004. Today, the $2.5 billion bank has grown into the largest bank with head-quarters in greater Baltimore and the third-largest locally headquartered bank in Maryland.

Scully was the driving force in starting the bank, said Charles E. Schwabe, part of the founding group and the bank’s executive vice president and chief risk officer. “She was the one who saw that there was an opportunity for a certain type of small community bank. Clearly, she was a visionary,” he said last fall.

The pandemic has roiled the banking industry, like all other businesses, and has been a formidable test for Howard Bank and Scully. Prior to the pandemic, fewer than five employees worked remotely. In a 10-day period last year, 80 percent of the staff was moved to working remotely, she said in November.

“We’ve been able to focus on long-term activities through a lot of project planning focused very intensively on communications, but you miss, I think, some of the spontaneity and the creativity,” she said.

Scully said she doesn’t just accept change; she likes to manage it. “I’m an easily bored person and tend to be hyperactive, so the challenge of change management has been good and I’ve enjoyed that.”

Scully finds it compelling that Baltimore is such a diverse city. “It’s very connected internationally, and yet Baltimore, unlike New York and Washington, is a very genuine place. It’s a very down-to-earth place.”

Scully is vice chair of the Greater Baltimore Committee and is past president of the board of Catholic Charities, past chair of the Community Foundation of Howard County, and past chair of the Maryland Bankers Association. She remains a high-profile role model for women whose advice has remained unchanged over the years.

This profile is part of The Daily Record's Power 100 list for 2021. Information used in this profile was sourced from the honoree. See the full list at or in our digital edition.