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KELLIE BALLARD v. MARYLAND INSURANCE ADMINISTRATION, et al.

Insurance law — Umbrella policy — Non-renewal

The Appellant — Kellie Ballard (“Ballard”) — was a named insured under a personal liability umbrella policy (“PLUP”) with State Farm Fire & Casualty Company (“State Farm”) from 1993 until November 1, 2013 when State Farm declined to renew the policy. Ballard filed a complaint with the Maryland Insurance Administration (“MIA”) involving State Farm’s alleged withholding of a copy of her PLUP policy, investigation into her filed claim, and the non-renewal of her PLUP policy.

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