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Home>Bob and Donna McWilliams

Bob and Donna McWilliams

[email protected]

Recent Articles from Bob and Donna McWilliams

Columns May 24, 2016

Realities of Real Estate: Are chimney inspectors just blowing smoke?

We have written many columns about home inspections and the high hurdle they present in getting a home sale to settlement. Sometimes buyers are unwilling to tolerate even the smallest flaws in a property’s condition, a home inspector might inflate the degree to which condition issues constitute a serious problem, a seller may have failed […]

Columns April 22, 2016

Realities of Real Estate: Is the house you’re buying a death trap?

With computers and other giant leaps forward in technology, our ability to measure things has grown exponentially. Atomic clocks keep track of time down to the last millisecond. Want to know how far away the moon is from your backyard, a brief Internet search can probably tell you that with an error rate of no […]

Columns March 14, 2016

Realities of Real Estate: How market value is determined

There are many factors that go into selling real estate, but one of the most important is an honest, objective determination of what a property is really worth. Without an accurate understanding of what that number is, it’s not possible to set an effective list price, and no amount of fancy marketing will inspire someone […]

Columns February 23, 2016

Realities of Real Estate: Wire fraud, drones and mortgage rates

Every once and a while, there isn’t one singular topic we think is important, but rather there are a variety of issues that you need to know about with respect to buying and selling homes. This is one of those weeks, so here are some real estate odds and ends. Wire fraud Email is a […]

Columns December 28, 2015

Realities of Real Estate: Why did we buy our house?

When it gets to be around the holiday time, we like to take a break from the numbers, charts and deep dive we usually take on the Realities of Real Estate, and look to the softer side of buying and selling homes. People buy or sell real estate for all kinds of reasons, but basically […]

Columns December 16, 2015

Realities of Real Estate: The cost of living in paradise

Earlier this month we took a trip to Aruba. Although it’s been quite a while since our last trip to the islands, in that the luxury of such trips tend to follow the ups and downs of the real estate market, we’ve had the opportunity to visit much of the Caribbean. Aruba is pretty much […]

Columns December 3, 2015

Realities of Real Estate: Why you should care about the Fed funds rate

Our guess would be that 99 out of 100 people don’t have any idea what the Fed funds rate is, even though it’s something that directly affects the economic well-being of 99 out of 100 people, maybe even 100 out of 100. So, what is the Fed funds rate, and why should you care about […]

Columns October 28, 2015

Realities of Real Estate: A real estate tale of two cities

On the news, or in some article, you might hear how real estate prices have recovered. And, since the bubble burst back in 2007 and 2008, prices are clearly turning the corner. But the degree and speed of that recovery can vary substantially from one area to another. The reason is that, like politics, all […]

Columns October 15, 2015

Realities of Real Estate: How to survive a difficult real estate transaction

Last week, we had a business trip that took us to Minneapolis, along with a subsequent side trip to visit our parents in Wisconsin. Thinking that hurricane season was pretty much over, we didn’t give much thought to buttoning up our waterfront home in West River. But then, Hurricane Joaquin popped up in the Atlantic. […]

Columns October 6, 2015

Realities of Real Estate: Benefits of home ownership aren’t just financial

In past columns, we’ve talked a lot about the financial advantages of home ownership. Even with the massive swings we’ve seen for real estate, home ownership, over time, remains one of the most secure ways to build long term wealth. The combination of low mortgage rates and tax advantages, such as mortgage interest and property […]

Columns September 15, 2015

Realities of Real Estate: Challenging your property tax assessment

Real estate taxes are coming due at the end of this month. Most property owners don’t pay too much attention to real estate taxes, because it’s usually an automatic payment made out of their mortgage escrow account. Like income tax withholdings, its out-of-sight, out-of-mind. But real estate taxes are a significant expense. On an average […]

Columns August 26, 2015

Realities of Real Estate: How the housing market has changed

It has been almost a decade since the housing bubble burst, but ever so slowly, we’re beginning to recover. Even so, the magnitude of this financial catastrophe was such that it fundamentally changed how people look at housing. For a long time, home ownership had been viewed as a rock solid way to build wealth, […]

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Editors Picks

Emergency personnel work at the scene of a fatal crash along Interstate 695 on March 22, 2023, near Woodlawn. Multiple people were killed when a passenger vehicle pulled into a work zone along the Baltimore beltway and struck construction workers there, Maryland State Police said. (AP Photo/Julio Cortez)

Md. transportation officials consider more cameras, higher fines in work zones

21/9/2023

Maryland Court of Appeals

Md. high court finds Sixth Amendment violation, upholds new trial order

21/9/2023

Eric Simmons, left, and Demetrius Smith, who were found innocent after spending years in prison for crimes they did not commit in Maryland, testify before state lawmakers on Feb. 26, 2020, in Annapolis. On Sept. 20, 2023, a Maryland board approved more than $340,000 for a settlement to compensate Smith, who was wrongly convicted of murder and assault in two separate cases and spent more than five years in prison. (AP Photo/Brian Witte, File)

Maryland board awards $316,000 to man wrongfully imprisoned for murder

20/9/2023

Natasha Dartigue

Maryland Public Defender: New study highlights need to reduce workloads

20/9/2023

The U.S. Equal Employment Opportunity Commission headquarters and Washington Field Office. (Wikimedia Commons / AgnosticPreachersKid / “Woodward_and_Lothrop_Service_Warehouse” / CC BY-SA 3.0

EEOC files suit against Md. private school alleging disability discrimination

20/9/2023

Commentary

Why to observe Latina Equal Pay Day

Equal Pay Days mark the symbolic date when a woman’s earnings “catch up” to those that a male [...]

Invest in Md. horse industry, not racing

A few years ago this board questioned the $375 million deal to keep the Preakness at Pimlico due to [...]

3 pillars of resilient leadership in uncertain times

Talks of an economic downturn or an outright recession have been on the minds of most business leade[...]

Errors in MBE submissions fatal to Md. bids

As Justice Oliver Wendell Holmes eloquently stated more than 100 years ago, persons “must turn squ[...]

Illinois’ problematic gun law  

I enjoy disparate interests. I teach Second Amendment law, and teach and write a treatise on adverti[...]

Disclosing all fees to tenants

Throughout this country the cost to rent a home or apartment has substantially increased in the last[...]

Celebrating Constitution(s) Day 2023

On Sept. 17 each year, we observe Constitution Day, honoring the date in 1787 that the delegates to [...]

Trial by jury in the US Supreme Court?

Once upon a time, in 1794, there was a case in the U.S. Supreme Court argued to and decided by a jur[...]

More News

A condenser sits on the roof during the installation of a heat pump on Jan. 20, 2023, in Denver. A bipartisan coalition of about 25 governors and the Biden administration are set to announce a pledge Sept. 21, 2023, to quadruple the number of heat pumps in U.S. homes by 2030. (AP Photo/David Zalubowski, File)

Governors, Biden administration push to quadruple efficient heating, AC units by[...]

22/9/2023

Judge Pauline Newman, who is on the U.S. Court Court of Appeals for the Federal Circuit, poses in her office in Washington on May 3, 2023. Newman has been barred from hearing cases for a year after a judicial panel said she refused to undergo medical testing over concerns she's no longer mentally fit to serve on the bench. (Bill O'Leary/The Washington Post via AP)

96-year-old federal judge barred from hearing cases in bitter fight over her men[...]

21/9/2023

Disbarred attorney Alex Murdaugh arrives in court in Beaufort, S.C., on Sept. 14, 2023. Murdaugh appeared publicly as a convicted murderer for the first time at the state court hearing regarding the slew of financial crimes allegedly committed by the disbarred South Carolina attorney. (AP Photo/James Pollard)

Alex Murdaugh pleads guilty to financial crimes — the first time he’s admitt[...]

21/9/2023

President Joe Biden speaks at a leaders' reception at the Metropolitan Museum of Art in New York on Sept. 19, 2023, as first lady Jill Biden listens. (AP Photo/Susan Walsh)

White House to announce first-ever federal office of gun violence prevention, AP[...]

21/9/2023

COVID-19 antigen home tests indicating a positive result are photographed in New York on April 5, 2023. (AP Photo/Patrick Sison, File)

Biden administration announces $600M to produce free COVID tests

21/9/2023

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