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Author Archives: Gary S. Williams

Gary S. Williams: Do homework to see if paying off mortgage makes sense

As Americans become more conscious about the damage debt can do to their finances, there’s always a question of whether it makes sense to pay down first mortgages and home equity lines so more money can be directed to retirement ...

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Gary S. Williams: Planning can help reduce big funeral expenses

It doesn’t matter whether a loved one dies suddenly or with warning — funeral costs can be daunting. According to the National Funeral Directors Association, which bills itself as the world’s leading funeral service association, the average cost of an ...

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Gary S. Williams: Keep planning while waiting to sell your home

While most experts see little good news in 2011’s housing market, economic downturn is no reason to neglect maintenance on a home or lose sight of plans to relocate. The critical issue is planning intelligently for what spending you do ...

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Williams: Make a plan before paying down your debt

As Americans become more conscious about the damage debt can do to their finances, there’s always a question of whether it makes sense to pay down first mortgages and home equity lines so they can direct more money to retirement ...

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Teach your high schooler about finances

In August, the Wall Street Journal reported that student-loan debt now surpasses credit card debt as the No. 1 source of outstanding consumer debt, with some $829.8 billion in current federal and private school loans. For some, those statistics are ...

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Special planning for special needs

There are many types of financial worries, but probably none as relentless as the costs of treating and supporting a special needs child. A 2008 MassMutual/Easter Seals study focusing on autism spectrum disorders, a range of conditions that can lead ...

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Begin your planning for aging relatives early

No one wants to see someone they love in a nursing home. That’s why many older Americans and their families would opt for home-based care whether it’s for a temporary illness or disability, or end-of-life. Yet the best time to ...

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Begin your planning for aging relatives early

No one wants to see someone they love in a nursing home. That’s why many older Americans and their families would opt for home-based care whether it’s for a temporary illness or disability, or end-of-life. Yet the best time to ...

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