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Tag Archives: Gary S. Williams

Gary S. Williams: Formal business plan key for future growth

Whether you’re an entrepreneur who dreams of starting a business or an experienced owner in search of future growth, creating a formal business plan is likely to be a cornerstone of the process. There are three reasons why a business ...

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Gary S. Williams: How retirees can find affordable insurance

For most people these days, the idea of retiring early is just a dream. That’s due, in part, to the costs associated with obtaining health insurance before age 65, when Medicare eligibility kicks in. And, even with Medicare, a retiree’s ...

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Gary S. Williams: Tips on how to gauge a stock’s potential vs. the market

With Wall Street’s recent seismic shifts, true stock jockeys may be tempted to buy on the dips. But this desire raises an important question: Is a low price by itself a true measure of a value stock? If an investor ...

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Gary S. Williams: As you get older, managing money gets more complex

As Americans live longer, the task of managing money after retirement gets more complex. A retiree in his or her mid-60s typically has a different risk profile than an individual approaching 90. It may be helpful to look at various ...

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Gary S. Williams: After divorce, be careful with retirement plan

Federal law requires that participants in employer-sponsored retirement plans designate their spouse as their beneficiary, unless the spouse waives this right in writing. Assuming that you and your spouse adhered to this practice, a document known as a Qualified Domestic ...

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Gary S. Williams: Do all your homework before deciding to buy a house

Home ownership is the cornerstone of the American Dream. But before you start looking, there are a number of things you need to consider. First, you should determine what your needs are and whether owning your own home will meet ...

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Gary S. Williams: Credit is a fact of life, but use it carefully

Credit was once defined as “man’s confidence in man.” But in fact, the definition of credit today is more like “man’s confidence in himself.” Using credit today means you have confidence in your future ability to pay that debt. Forty ...

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