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Tag Archives: Gary S. Williams

Cut your balances to build up credit score

It doesn’t take much these days to damage a credit score. Before the recession, late payments and blasting through credit limits would take its toll. But in the past year, Fair Isaac, the company that developed the algorithm that is ...

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Commentary: Consider writing a family mission statement

A family doesn’t need a surname like Vanderbilt to benefit from a family mission statement. A mission statement is a collaborative document created by one or more generations of family so standards and goals can be set for the handling ...

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Give smart and do research before donating

Despite the recession, Americans haven’t shut down much of their charitable giving. According to the Giving USA Foundation, U.S. charitable giving stood at $307.65 billion in 2008, down only 2 percent from the previous year. This year may not be ...

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Be careful before investing in foreclosures

RealtyTrac, a leading online market for foreclosure properties, reported last month that February 2010 foreclosures were actually down 2 percent from the previous month. Yet RealtyTrac indicates this break might not last long. Even though the 6 percent year-to-year increase ...

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Be careful before investing in foreclosures

RealtyTrac, a leading online market for foreclosure properties, reported last month that February 2010 foreclosures were actually down 2 percent from the previous month. Yet RealtyTrac indicates this break might not last long. Even though the 6 percent year-to-year increase ...

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Planning for long-term care and end-of-life issues

In the best of all situations, helping an older relative or a parent plan for long-term care and other end-of-life issues happens when they’re healthy and various options can be considered with adequate time to do so. Unfortunately, events can ...

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The good and bad news about private loans

As lending requirements stay relatively tight for most consumers, the chance of borrowing outside the banking system from family or friends can be attractive. After all, it’s rare to see a parent or sibling demand a credit check or other ...

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Put your goals in writing — then stick to them

Plenty of people make resolutions to lose weight, get a new job or make other things happen in their personal life, but relatively few make solid resolutions about money. Make 2010 the year you’ll live a better life financially. Here ...

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