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Tag Archives: Maryland Consumer Debt Collection Act

4th Circuit rules for borrowers in Md. mortgage ‘convenience fee’ case

A servicer of mortgage payments violated Maryland and federal law by charging borrowers a monthly $5 “convenience fee” for payments made online or by telephone rather than by check when this charge was not mentioned in their mortgage documents, a ...

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Law firms have duty to investigate before debt collection, Md. appeals court says

Law firms engaged in debt collection have a duty under Maryland consumer protection laws to investigate a debtor’s claim that the money is not owed before pursuing collection efforts, Maryland’s second highest court ruled last week in enabling a widow ...

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Consumer protection law covers debt collectors’ payment request, Md. high court says

Maryland law protects debtors not only against debt collectors who resort to harassment but also those who knowingly or recklessly seek amounts or interest rates beyond that permitted by statute or court decision, the state’s top court ruled Friday in ...

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Md. law gives debtors private right of action, high court says

Alleged victims of unlicensed or unruly debt collectors can pursue lawsuits against them and need not rely on state regulators to vindicate their rights, Maryland’s top court unanimously ruled Monday. The Maryland Consumer Debt Collection Act (MCDCA) and the Maryland ...

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